Investment Talk

Investment Talk

Share this post

Investment Talk
Investment Talk
You can’t save your way to One Million
Copy link
Facebook
Email
Notes
More

You can’t save your way to One Million

(Free Newsletter)

Conor Mac's avatar
Conor Mac
Aug 19, 2020
∙ Paid
4

Share this post

Investment Talk
Investment Talk
You can’t save your way to One Million
Copy link
Facebook
Email
Notes
More
Share

Good morning,

Today i wanted to branch out of the usual discussion on Investment Talk, and focus on an area that is often overlooked with regards to investing; personal finance.

File:US one dollar bill, reverse, series 2009.jpg - Wikimedia Commons

When we are considering retail investors, who largely invest with their own money, it would be a fallacy to ignore the health of one’s own personal finances.

The health of one’s personal finance acts as the bedrock from which your investing allocation may be formed.

For instance, if your outgoings/expenses exceed your income on a recurring basis, you will find it difficult to put aside capital to invest. Equally, you may also be pressured into liquidating your investments to cover personal expenses. This would entail selling at a time not opportune or desired. As a rule of thumb, i never invest with capital that i need for my personal life.

One thing i have managed to do successfully, and feel it helps a great deal, is to separate the value of my portfolio from my personal financial situation.

If you have a st…

This post is for paid subscribers

Already a paid subscriber? Sign in
© 2025 Occasio Capital
Privacy ∙ Terms ∙ Collection notice
Start writingGet the app
Substack is the home for great culture

Share

Copy link
Facebook
Email
Notes
More